Processing Solutions
Through Grovebay Financial, we provide services that address every aspect of processing payments backed by technology and solutions that will meet your requirements and keep you ahead of your competition. Whether it’s in store credit and debit processing, online payment processing, or merchant cash advances we have the solution tailored to meet the needs of any business.
	Credit and Debit Processing
	The credit and debit processing service includes authorization, settlement, funding, and support for all credit and debit card transactions. We support credit cards from all the major providers including: Visa, MasterCard, American Express, Discover, JCB, China UnionPay, Diners Club, All Pin Networks.
	Business Cash Advances
	Obtaining a business loan in today’s economy can be challenging for the small to mid-sized business owner. Most bank loans have low approval rates, require the pledging of collateral and a commitment to fixed monthly payments. In addition, the paperwork can be lengthy and the use of funds are often restricted. We provide cash advances in a simple one step process that brings you immediate relief through unsecured funding up to $600,000. We don’t put you through the rigorous process banks do. We offer high approval rates and flexible monthly payments tied directly to your sales volume.
	Electronic Check Services
	This service converts all paper checks, consumer and business, into safe, efficient electronic transactions that are processed with the speed and ease of credit card transactions. Gone are manual check reconciliations, time-consuming trips to the bank, and the hassles of check collections. Our electronic check service provides our customers with quicker access to cash and lowers operating expenses which leads to increased sales. Regardless of what business you’re in, our electronic check services will expand your customer’s payment options and streamline your operations.
	Electronic Gift Cards
	Creating brand loyalty and an incentive for repeat customers, is paramount to the success of a business. In 2008 gift cards accounted for over $60 billion in annual spending, an amount too large for businesses of any size to ignore. Let us help you design a flexible gift card program that will allow your business to: Increase Sales, Lower costs, Increase visibility, Encourage repeat business.
	eCommerce
	Everyone is taking the jump to the internet. Selling products online has never been easier and Grovebay Financial is here to provide you with the means to implement your eCommerce solution. We have the solutions to drive your ecommerce business.